Turo protection reddit, In other words, Turo operates as secondary insurance

Turo protection reddit, The protection plans are kinda based off what you choose tho? Like let's say you picked the 75 plan and the guest picked the 500 ded plan and the g totaled the V, turo pays out of pocket for that. What a racket. If guest skips plan, host can work with guest to solve problem. * For trips . Are the Protection plans worth it? First time renting from Turo Hey I wanted to know if tbe Standard or Minimum protection plans are worth getting? I plan on renting a Kia Telluride in August for a family trip because I need a 3rd row. I've heard your car insurance can cover damages nut not really sure if that's true or not. How stupid. Turo makes protection plans available for guests to purchase to limit their out-of-pocket cost for damage to the host vehicle. Dec 11, 2024 · While each Turo protection plan has its merits, the Standard Plan often emerges as the most practical choice for renters looking to protect themselves while maximizing their financial returns. What's the point of this? 1 day ago · Turo offers a range of protection plans for its hosts and renters, including personal insurance and third-party liability insurance. Am I safe to decline the Turo protection plan if my personal car insurance covers rental car? Hi everyone, plan to use the Turo for the first time for my next trip. I'm planning on renting a 2009 Prius for roughly 5 days and can only get up to the standard protection plan. These plans are not insurance. Protection plans include other benefits, such as access to basic roadside assistance. So guest buys "protection plan" and it means host gets screwed over and can't charge guest for damage. Value proposition then becomes convenience of Turo pickup and dropoff, particularly at airport. Credit card doesn't cover Turo rental -- you can double-check with your card but it's looongshot, and Cap One just told me no. We would like to show you a description here but the site won’t allow us. * They’re a contract that sets forth your level of responsibility if there’s on-trip eligible Physical Damage to your host’s vehicle. In Canada, all trips come standard with $2, 000, 000 in third-party liability insurance issued by Economical Insurance Company and ICBC. I live in Washington DC and don't own a car, so I don't have car insurance. Financial responsibility for Damage to the Vehicle Protection plans available on Turo also limit the primary Guest’s liability for any damage to the Vehicle that takes place during the booked trip and waive Turo’s or a host’s right to make a claim against the Guest for amounts beyond this limit, subject to the following. Are Turo Protection Plans Reliable? I'm renting from Turo for the first time as I want to drive home to Pennsylvania for the holidays. Turo does not automatically provide insurance coverage for both hosts and renters, but both parties have multiple protection First Time on Turo - Premium vs Standard vs Minimum Insurance Is this a rip-off or is it worth getting? If so, which one is best? Trying to rent a nicer vehicle, and I am a younger driver. The protection/Insurance Turo sells you doesn't protect you if there's damage to the car. It shows if guest doesn't have plan, you can either pay the $750 deductible or settle directly with guest. I find the Turo protection plan is quite expensive and it's only secondary if I have a personal car insurance. Cost offset for Turo insurance renders price saving insignificant between agencies and Turo. Which is the opposite of the coverage offered by Enteprise Mobility ( fka Enterprise rent a Jan 7, 2026 · On Reddit’s r/Turo community, much of the insurance discussion focused on the question of whether or not hosts and guests need additional insurance when using Turo. In other words, Turo operates as secondary insurance. If you read the fine print then you'll see that it will file a claim against your primary insurance, and that Turo will only pay if there's any excess costs.


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